Sumary of 3 Excuses for Not Saving You Need to Stop Making:
- Here’s the thing, though — emergency situations can strike at any time, and we all need money in savings for when they arise..
- If you’re making minimum wage, you may legitimately have no money left over each month after you’ve covered your basic needs..
- If you have a number of credit cards with a fairly generous spending limit, you may be inclined to rely on those when a financial emergency strikes..
- A much better bet is to use credit cards for purchases you can pay off by the time your bill is due, and rely on the savings in your emergency fund for unplanned expenses….