Sumary of Ask Larry: Can I Really Get Social Security Survivor’s Benefits?:
- Ask Larry Economic Security Planning, Inc. Today’s column addresses questions about how many years a couple must be married before one could be eligible for survivor’s benefits on the other’s record, how month of filing affects when delayed retirement credits are paid and what week of the month benefits are paid.
- Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc. See more Ask Larry answers here.
- Have Social Security questions of your own you’d like answered?
- Will Social Security Survivor Benefits Really Be Available After Less Than 10 Years Of Marriage?
- Thanks, Karen Hi Karen, If you’re currently married to your husband when he dies, you wouldn’t need to have been married for 10 years to potentially qualify for widow’s benefits.
- You only need to have been married for at least nine months to meet the duration of marriage requirement for widow’s benefits.
- The 10 year requirement applies to divorced spousal and divorced survivor’s benefits.
- Technically, Social Security would continue to pay you your benefit plus a partial widow’s benefit, but the two amounts would add up to your husband’s higher benefit rate.