3 Strategies to Make the Most of Medicare

3 strategies to make the most of medicare

Sumary of 3 Strategies to Make the Most of Medicare:

  • A lot of people have Medicare on the brain right now because open enrollment is soon coming to an end — and also because Medicare recently announced a major hike to Part B premiums.
  • 1. Enroll on time You’re allowed to start getting coverage under Medicare once you turn 65. But your initial enrollment window spans seven months, beginning three months before the month of your 65th birthday and ending three months after that month.
  • Rather, you’ll get a special enrollment period to sign up for Medicare once you leave your job and/or lose your coverage.
  • You also don’t have to be on Social Security to sign up for Medicare.
  • In fact, full retirement age for Social Security purposes kicks in after age 65, so often, it pays to enroll in Medicare first.
  • 2. Review your choices for coverage every year As mentioned, we’re in the middle of Medicare’s open enrollment period, which starts every year in mid-October and ends in early December.
  • Open enrollment isn’t for new enrollees — it’s for those who have Medicare already.
  • 3. Take advantage of free preventive services Many parts of Medicare aren’t free.

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